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In some cases, a practice owner may be liable for the acts and omissions of someone they employ or engage to provide services. As a result, claims are sometimes brought against a practice owner rather than, or as well as, the dentist or dental care professional who treated the patient. In light of this, we now provide an additional indemnity benefit to our practice principal members alleged to be vicariously liable for the clinical negligence of a treating clinician.
Indemnity for clinical negligence claims pleaded vicariously against a practice principal is included as a standard benefit of DDU membership for dental practice principals. This applies to claims that you first became aware of (and which were first notified to us) after 1 June 2021.
This benefit is provided on an occurrence basis meaning that you can ask for our assistance as long as you are (or were) a DDU practice principal member at the time the incident happened. This benefit does not replace the need for all dentists working at your practice to have their own individual indemnity in place. It is a legal requirement that all dental professionals MUST have adequate and appropriate indemnity in place for their work.
As a dental principal you should obtain and retain a valid certificate of individual indemnity from associates and other dental professionals working at your practice.
We are able to provide this benefit at no additional cost as we expect the indemnity held by the treating clinician to respond to any claims brought vicariously against a practice principal. Where their indemnity does not respond to a claim then we would usually look to join the treating clinician in to the claim and/or seek to recover any costs and damages paid on your behalf.